Our Process Keeps Deals Moving
We’ve designed the process to help experienced investors close quickly and confidently. From pre-approval to closing, every step is built for speed, clarity, and flexibility, so you can focus on the deal, not the paperwork.
Step 01
connect with us
Know where you stand before you make an offer
To start, we’d like to get to know you. Start with our short get started form, no property needed yet.
- Tell us about your background
- We’ll review and connect with you on your real estate goals
- When a property is found we can provide a pre-approval if preliminary qualifications are met for you to submit offers
Important: Start with Step 2 if property is already under contract
Step 02
Submit Your Application
Once you’ve found a property, complete a full loan application online. We’ll review the deal, issue a Letter of Intent (LOI), and guide you through underwriting
- Submit your full application and receive an LOI with preliminary loan terms
- If accepted, sign the LOI and pay a one-time commitment fee
- We begin underwriting and prep closing docs
Required Documents
For Fix & Flip Loans
- Personal Identification and Entity Documentation
- Borrower Deal Portfolio
- Bank Statements
- Purchase Contract
- Scope of Work / Rehab Budget Detail
- Property Photos
For Bridge Loans
- Personal Identification and Entity Documentation
- Borrower Deal Portfolio
- Bank Statements
- Property Photos
- Purchase Contract (if applicable)
- Payoff Statement (if applicable)
- Rent Roll (if applicable)
- Proof of ownership: Prior HUD/ALTA or Deed (if applicable; optional but encouraged)
Final Underwriting Includes
- Order and review of Credit
- Order and review of Appraisal
- Title Search and Lien Review
Step 03
Close & Fund
Once fully approved, we coordinate with the title agency to schedule closing based on your timeline. After closing, you’re funded and ready to start your rehab. You’ll submit draw requests along the way, and when it’s time to sell or refinance, we’ll help walk you through the payoff process.
Final Closing Requirements:
- Provide Insurance Binder with HT Capital Investments LLC as mortgage/loss payee
- Down Payment and Closing Costs
- Sign final loan documents
Get Started now
